ElectronicCheck

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ElectronicCheck Deposit Method

Essentially, an eCheck, or electronic check, is a form of online payment where the money is electronically withdrawn from the payer’s checking account, transferred over the ACH network, and deposited into the payee’s checking account. With an ACH merchant account, a business can withdraw payments for a good or service directly from their customer’s bank account. The payment must be authorized by the customer, either by signed contract, acceptance of a website’s “Terms and Conditions” or a recorded voice conversation.