Withdrawal Method Visa Electron is a debit payment card that is meant for general purposes. It can be used just like any of the Visa cards, with each transaction requiring an electronic authorization, which ultimately makes it more secure than other payment methods. Visa Electron is also a sister card to Visa Debit, however, when paying with Visa Electron, you need to have all the required funds on your bank account, as the account cannot be overdrawn. Visa Electron allows its users to make purchases at POS that have terminals with electronic authorization. They can also be used to withdraw money from ATMs all over the globe.